Category: Personal Finance

9 Smart Ways to Spend Your Christmas Bonus

It’s the most wonderful time of the year! It’s around that time again when mall sales start, weekends get fully booked with gatherings with family and friends, and you bring out your Christmas decorations, and best of all, …

Must Have Tech Gadgets – Investment or Luxury?

Being a knowledge worker, technological gadgets and devices are required for me to get work done. Yet researching brands and prices, not to mention finding suppliers (calling each store before visiting, just to make sure they have it on stock or have the best price, writing order letters)… takes time away from billable work! Bigger companies would have a purchasing department to focus on that – I can’t afford that overhead just yet.

Stock Market Education this September

Aside from the usual FREE stock market orientation everyday given by the Philippine Stock Exchange, you can also go th the ff events. The free schedule at PSE is Mondays-Fridays, 9:30-11:30 am at PSE Tektite Training Room, PSE, …

PERA Finally our Retirement Account for the Filipino

I’ve long been awaited a retirement fund akin to the IRA or 401(k) in the United States. Even Malaysia has the Finally, the Personal Equity and Retirement Account (PERA) Law has been approved by GMA and now awaiting …

Reboot my Budget in 20 minutes (YNAB Review)

I’ve been on YNAB budgeting system for 3 weeks now. Before that, I was on and off with my envelope budgeting, but since having reformatted computers and moving files, I didn’t have my old spreadsheets anymore so I …