Archive | Personal Finance

27 December 2007 ~ 27 Comments

Secured Credit Card

No credit investigation. No income documents required. – Metrobank Value MasterCard application
Good info for freelancers, college students, or newly self-employed who aren’t ready with their income documents yet. You can Share This article through the link at the end of this post.
I will build my own credit and have my own credit card. I only [...]

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06 August 2007 ~ 6 Comments

Common Goals of Fresh Graduates and Yuppies

I wish someone had told me or shown me back in college that I should have skipped the weekly movie trip to Glorietta and saved and invested that allowance. It turns out, what I planned for straight from college and into my first job here in the Philippines is very limited compared to what’s expected [...]

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29 July 2007 ~ 2 Comments

Building Wealth Workbook – Part 3 – Budget to Save

Building Wealth Workbook – Part 3 – Budget to Save

Please read Part 1 of the Building Wealth Workbook.

Part 2: Wealth Creation
Part 3: Save and Invest

What would you like your net worth to be
5 years from now? P ___________
10 years from now? P__________

Set Financial Goals
Most people who have built wealth didn’t do so overnight. They got wealthy by setting goals and striving to reach them. Juan [...]

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29 July 2007 ~ 2 Comments

Building Wealth Workbook – Part 1 – Introduction

Building Wealth Workbook – Part 1 – Introduction

You can create personal wealth. It’s possible to meet your financial goals. By choosing to budget, save and invest, you can pay off debt, send your child to college, buy a comfortable home, start a business, save for retirement and put money away for a rainy day. Through budgeting, saving and investing, and by limiting [...]

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29 July 2007 ~ 2 Comments

Building Wealth Workbook – Part 2 – Wealth Creation

Building Wealth Workbook – Part 2 – Wealth Creation

You want to create personal wealth, right? So does Juan.

Juan is 35 and works for a manufacturing company. He looked at his finances and realized that at the rate he was going, there wouldn’t be enough money to meet his family’s financial goals. So he chose to embark on a personal wealth-creation strategy. His first [...]

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