I always wanted to learn a new language. Growing up in Manila, you can only get so fluent in English and Filipino. In college, I had a spreadsheet where I compared the amounts for learning German (Goethe Institut), French (Alliance Francaise), and Spanish (Instituto Cervantes). I must have had what they call paralysis by analysis [...]
I just went to see a model unit in my dream city last week. Die Broke: A Radical Four-Part Financial Plan recommends buying your second home first, so I chose the 3-bedroom unit. When I saw the payment scheme… we’ve got a LOOOOONG WAYS TO GO. We’d probably get a mortgage. How exactly, I don’t [...]
I wish someone had told me or shown me back in college that I should have skipped the weekly movie trip to Glorietta and saved and invested that allowance. It turns out, what I planned for straight from college and into my first job here in the Philippines is very limited compared to what’s expected [...]
Everyone wants to go abroad. Two of my high school friends, Rachel and Joy will go to the California, US and Australia to try to establish a new life in “greener pastures”. My aunt is always pushing me to find work abroad for me to prosper. Yeah, I’ll be in Hong Kong later this month [...]
How do you define wealth? There is no perfect definition for wealth except that it is relative. For me, wealth is knowing I have a choice and enabling myself to always have a choice. It’s abundance in bank accounts, investments, and businesses. Having money is just part of it, but it’s a very important component [...]
