Sexy Money Geek » News and Events

Stock Market Education this September

marie — Fri, 12 Sep 2008 00:07:46 +0000

Aside from the usual FREE stock market orientation everyday given by the Philippine Stock Exchange, you can also go th the ff events. The free schedule at PSE is Mondays-Fridays, 9:30-11:30 am at PSE Tektite Training Room, PSE, Ortigas Center. RSVP Ms. Agnes Ignacio at 688-7534.

The Stock Market Simplified

This event organized by the UST College of Commerce Alumni and Young Alumni Achievers Council could be a good introduction for those of you who are just starting to get interested in trading the stock market. Its covers the basics of stock market investing, personal investment strategy, and introduction to technical analysis (which is a way of studying the market and helps you decide when to buy/sell).

When: September 18, 2008, 6-9pm
Where: PSE Tektite Trading Floor, 2F PSE Centre, Exchange Road, Ortigas Center, Pasig City
Registration of P500 (inc. food and materials). Fax the form to 634-6695 or email to mavalino@pse.com.ph

National Government’s Mid-Year Economic Briefing: The Philippines: Addressing Challenges. Staying the Course.

The Economic Team (the heads of BSP, NEDA, DA, DTI, Dep’t of Energy, Dep’t of Finance, and Dep’t of Budget and Management will personally discuss what’s going on with our economy.

When: September 17, 2008, 10am
Where: Rizal Ballroom, Makati Shangri-La Hotel, Makati City (near 6750 Ayala and Landmark along Ayala
Registration starts at 9am – First come, first serve. RSVP: Gigi Araneta 303-1580, Ivy Cabanlig 303-1582, John Alonzo 303-1510. Or email the registration form to info-iro@bsp.gov.ph or fax to 524-6695 or 303-1565

More advanced…

Technical Analysis Seminar

When: September 13, 2008, 8am-12pm
Where: PSE Tektite Training Room, Exchange Road, Ortigas Center, Pasig City
Registration of P5,000. RSVP Miko Sayo 0917-846-6242

Absolute Traders Chart Analysis Forum: Introduction to Technical Analysis Charting Workshop and Review of the Stock Markets

When: September 19, 2008, 7-9:30pm
Where: PSE, Exchange Road, Ortigas Center, Pasig City
RSVP Gwen Nava 732-8191

Even better Regional Events outside Metro Manila!

Benguet: Regina Capital Stock Market Seminar

When: September 13, 2008, 9am-12pm
Where: 2F DLL Bldg, Km. 5, La Trinidad, Benguet
FREE
RSVP Violy Hernandez (632) 848-5428

St. Louis Univeristy Baguio Stock Market Seminar

When: September 14, 2008,9am-12pm
Where: St. Louis Univeristy Bonifacio St, Baguio City
FREE
RSVP Prof. Trinidad (063) 4423046

When you go, do tell the organizers where you heard about the event, okay?

PERA Finally our Retirement Account for the Filipino

marie — Fri, 05 Sep 2008 02:10:33 +0000

I’ve long been awaited a retirement fund akin to the IRA or 401(k) in the United States. Even Malaysia has the Finally, the Personal Equity and Retirement Account (PERA) Law has been approved by GMA and now awaiting IRR.

Championed by Sen. Edgardo J. Angara, he brings up the startling fact that 8 million Filipinos have no pension or retirement savings. Even scarier is that the reserves of SSS will run out by 2011; GSIS will run out by 2040 (World Bank study) — I haven’t found which paper this is; SSS will run out 3 years from now? Dire.

Next Step: Information Campaign for Entrepreneurs

SMEs/Entrepreneurs like myself can really maximize the PERA account once DOF finalizes the IRR. I can’t wait. Especially when I encourage tech-entrepreneurship, I’m troubled when I feel they should first get their personal finance in order. Especially now, with the onset of so many work-from-home virtual assistants and freelancers, Multiply/Sulit/eBay businesses, they don’t have the benefit of usual HRD programs. This way, the government helps them save — and maybe make them report their income too.

Sen. Edgardo J. Angara, a principal author of the bill said the country’s savings rate would go up to about 30 percent of gross domestic product, from 19-23 percent, with the signing of the law by the President. He said the scheme is expected to attract eight million individuals, specifically OFWs, and self-employed individuals or entrepreneurs who are not required to contribute to the SSS and the GSIS. Office of the President

How will PERA work?

I, as an “Individual” can contribute up to P100,000 a year to my PERA account. I can invest it in a UITF, mutual fund, bank deposit, etc. Supposedly, I can only choose one administrator (bank or financial company). Most likely Sun Life or BPI for me. What about diversification? I contribute regularly and can withdraw at age 55, proceeds will be tax exempt.

Personal Equity Retirement Account PERA Philippines

View SlideShare presentation or Upload your own. (tags: perairapersonal equity)

Jeepney Fare Up to P8.50 Taxis, Buses Too

marie — Wed, 16 Jul 2008 14:39:46 +0000

Rode the jeep to Walter Mart yesterday, paid exact P16 (P8 minimum fare x 2 for me and JP) and was told by the very smug driver that I had to pay another P1.

I allot P600 for commuting every month. That’s for jeepney rides, the rare bus ride, and MRT Stored value P100. Sigh. I used as P7.50 as my base when I computed that… I guess I should add about P50 or P100 more to my transportation “allowance”.

BUT… I had 2 jeepney rides today and they both charged only P8. Either:

a) not all the jeepney drivers know about the P1 price increase; or
b) I got a greedy driver yesterday.

I don’t have a TV in the pad so I don’t know if this was in the news. So I looked it up (source).

Time to adjust our commuting allowances! I wonder how much this affects the daily commuters who take a really long trip from the house going to the workplace.

PUJ, PUB, Taxis – Public transport prices up

Jeep	P8.50	P0.50
Bus (ordinary)	P10	P1.95
Bus (aircon)	P12	P2.34
Taxi cab	Same P30 flag-down rate + P10 over meter

Sigh, I remember filling up my car with about P47/liter… Now it’s up to ~P61? I haven’t been using my car since December 2007, maintaining, parking, and driving it in the city just wasn’t worth it even if it’s 1.3 engine.

Jeepney image by dboy

Personal Finance Seminars for July

marie — Fri, 27 Jun 2008 09:16:22 +0000

In case you haven’t noticed, I’ve set up a page for the Calendar of Personal Finance Events. Quickly head on over there now to get details about upcoming seminars including the Want Money? 4-week series by Dennis Sy and Chinkee Tan starting June 29.

If you use Google Calendar, on top of your Calendar, you can also input “Personal Finance Philippines” and click on “Search Public Calendars”. My calendar will show up and just click “Add to calendar.”

Free Concert – Fete de la Musique 2008 MOA

marie — Fri, 20 Jun 2008 03:43:20 +0000

I love most free stuff… but the annual Fete de la Musique organized by Alliance Francaise de Manille is to die for. I’ve been going since 2005. This year, it’ll be held at the Mall of Asia Complex. Different bands and artists will be performing at different venues: San Miguel by the Bay, SM Mall of Asia Music Hall, and Block 20. Block off tomorrow, June 21! Music starts 1 pm.
It’s probably going to be a really long walk to the different stages, so forget the super-arte gimik attire and go for comfortable sneakers or sandals and jeans.
I just realized I don’t have photos from the concerts before. I guess I should start with my old Olympus.

Tags: fetede la musique

Invite to Beginner Seminar for Stocks Investing

marie — Tue, 17 Jun 2008 05:57:35 +0000

Who’s interested in starting getting into stocks trading/investing? Here’s an invite from Jay Penaflor of the Philippine Stock Exchange:

Excerpt:

STOCK MARKET INVESTING: A SEMINAR FOR BEGINNERS

Hi everyone!

PSE, Wealth Securities, and JCI Manila invite participants to “Demystifying the Stock Market” seminar on June 19, 2008 from 6:30 to 9:30 PM at the Trading Floor of the PSE Centre, Ortigas, Pasig.

Some of the topics to be discussed are the following:

Management of personal resources

Basics stock trading

Choosing stocks wisely

How to choose winning stocks in a bear market

Trading stocks online the professional way

Tips in choosing a good broker

The power of compounding

Wealth creation, accumulation and preservation

Our speaker is stock market guru himself Fernando Gaite, former vice president and treasurer of GSIS, businessman, and one of the most successful stock market investors in the Philippines!
Investment fee is Php 400.00.
Tawag na sa 6887537-39 to reserve your slot!
Sali na at mag-invest like a pro!

Blogged with the Flock Browser

Tags: howto invest in stocks

Cashflow 101 by NEW

marie — Thu, 02 Aug 2007 10:16:30 +0000

Now YOU Can Get Out of the Rat Race by playing Robert Kiyosaki’s popular CASHFLOW 101 game!

This board game will transform the “money mind-set” of anyone who plays, whether they are new to financial information, or seasoned investors.

Number of participants 12
Venue
Coffee Experience; Strata 2000, J. Ortigas Jr. Avenue (formerly Emerald Avenue), Ortigas Center

Fees

Php 500.00 for members
Php 600.00 for non-members.
Inclusive of lunch

To register:
Contact Myren Garcia at 0917-5408697 or newomen [at] gmail.com

Organizers
Network for Enterprising Women (NEW) and Sykes Asia.

Technical Analysis Forum – Absolute Traders

marie — Thu, 02 Aug 2007 09:41:22 +0000

Be a Better Trader! Increase your knowledge!
Absolute Traders’ Chart Analysis Forum is the event where both the experienced and beginning investors exchange notes and learn more by applying the tools of Technical Analysis in this case, specifically, to the Stock Market.

This August’s CAF will feature (not in order):

Ghost Months – What is it?

Why are traders afraid of ghosts?
What to expect and how to deal with it.

Featured AT Batch: Batch 12
Guest: Department of Finance Representation
Chart Analysis Forum Proper

Non-Absolute Trader members should be sponsored by a member.

VenueJade Valley, Timog Ave., Quezon City
Number of Participants:: 50
Fees
- Early Bird: P250 (until August 3)
- Regular: P325 (On-site)
- To register:
  Bank deposit: BDO SA# 310051150 (Bonner Dytoc) and fax deposit slip to number 2425541 or scan then email to bonner.dytoc [at] absolutetraders.com.
  Globe Gcash to mobile no: 09178040060 and send an SMS with your name and email address.

Organizers
Absolute Traders
Bonner: 0918.9354716 ym/skype (bonnerdytoc)
Gwen: 0917.8040060 ym/skype (gwenpnava)

Blue Ocean Strategy in the Philippines

marie — Mon, 23 Jul 2007 02:36:47 +0000

JP and I joined Entrepreneur’s Marketing Rescue held July 21, 2007 at the DLSU Graduate School of Business at RCBC Plaza. Josiah Go (Mansmith & Fielders, Inc.) oriented around 100 aspiring entrepreneurs and marketers about Blue Ocean Strategy…. for free! (Well, if you factor in the P199 Entrepreneurs mini-magazine of profiles of entrepreneurs. I should have brought JP‘s June issue which would have given me free entrance)

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echo $falbum->show_random($num=2, $tags=’josiah’,'go’);
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I saw old friends LA and Nikko. I also met some interesting people: Jes, Guy, Orly, Tony, and many others.

From 3-6pm, Josiah shared about how traditional business strategies have to resort to price and promo wars because they’re competing for their share in the same market. This is playing in the red ocean – a zero-sum game and you’re not as profitable as if you were in the blue ocean!

What is blue ocean strategy? …a corporate strategy and bestselling business book written by Professors W. Chan Kim and Renée Mauborgne, of INSEAD.

Nine Key Points of Blue Ocean Strategy (BOS)

BOS is the result of a decade-long study of 150 strategic moves spanning more than 30 industries over 100 years (1880-2000).
BOS is the simultaneous pursuit of differentiation and low cost.
The aim of BOS is not to out-perform the competition in the existing industry, but to create new market space or a blue ocean, thereby making the competition irrelevant.
BOS offers a set of methodologies and tools to create new market space.
While innovation has been seen as a random/experimental process where entrepreneurs and spin-offs are the primary drivers – as argued by Schumpeter and his followers – BOS offers systematic and reproducible methodologies and processes in pursuit of innovation by both new and existing firms.
BOS frameworks and tools include: strategy canvas, value curve, four actions framework, six paths, buyer experience cycle, buyer utility map, and blue ocean idea index.
These frameworks and tools are designed to be visual in order to not only effectively build the collective wisdom of the company but also to effectively execute through easy communication.
BOS covers both strategy formulation and strategy execution.
The three key conceptual building blocks of BOS are: value innovation, tipping point leadership, and fair process.

One very popular and successful implementation is the P1 or Everyday Lowest Fares of Cebu Pacific. By taking their eyes off the traditional air passengers and finding out how to target non-users, such as those who use ferries (like WG&A Superferry and Aboitiz) and those who just don’t fly to travel because it’s too expensive.

In a nutshell, they did away with non-value adding services of traditional airlines and improved on what ships offered. They did away with newspapers, meals, and lounges, enabling them to streamline their processes, buy new and safer planes, and offer more frequent flights!

As I understand it, blue ocean strategy requires you first to think out of the box. Then to implement, you have to conduct a rigorous value-added analysis of your industry, your competitors, and your alternative industry (e.g. ships vs. planes).

There are many great business ideas. Timing and strategy matter as much as your intent. Good intent also plays a role — if you want to help people with your product or service, your good intent will be rewarded somehow.

I will be applying this learning for our next JV presentation — details to be released once we’ve sealed the deal!

In the Philippines, you can learn more about blue ocean strategy through special trainings by Mr. Josiah Go’s group Mansmith and Fielders.

Top 10 Emerging Influential Blogs in 2007

marie — Fri, 20 Jul 2007 03:02:34 +0000

Janette Toral of DigitalFilipino is hooking you guys up with the Top 10 Emerging Influential Blogs in 2007.
I’m particularly fond of personal finance, personal development, entrepreneurship, and marketing blogs. I have to keep track of all of these as my hobby and for business. Here’s a peek into my Google Reader feed (of the up-and-coming blogs).
Personal Finance

The Mint blog will be hosting the 109th blog carnival for personal finance. I have to write something up!
The Simple Dollar also has practical insights into money issues.

Business/Marketing/Entrepreneurship

19-year-old entrepreneur JD writes for small businesses and startups – like Pigmata!
My friend Internet marketer Ian del Carmen, CEO of FireballPlanet, offers giveaways and special promotions.
The non-guru speaks at Web 2.0 Marketing guy
I take the same route as Pamela with my Escape from Cubicle Nation

Funny Real Life

My godsister Pam del Prado tells her day-to-day rants and raves. Working at a call center is a tough life, I have to admire her for sticking with it.
JP Dela Torre shares his personal anecdotes. Most Web 2.0 related news, I get from him.
April chronicles her move to NZ